FICO® Score Plans
Compare FICO® Score 8 monitoring plans used by the majority of lenders. Access the credit scores lenders actually use before you apply for a loan, mortgage, auto financing, or credit card.
Compare FICO® monitoring plans and choose the level of score access, lender-relevant insights, and protection that best supports your approval goals.
FICO® Preferred
Best for users who want core FICO® score visibility before applying.
- 3-Bureau Credit Reports & FICO® Scores
- 30-day 3-Bureau FICO® refresh cycle
- 1-Bureau Daily Credit Monitoring & Alerts
- ID Theft Insurance – $25k
- Checking Account Report
- US-based ID Fraud Restoration
- Fraud Alert Assistance
- Discounted Additional Reports & FICO® Scores
- IQ Center
$1 for 7 days, then standard monthly pricing applies
FICO® Advanced
Best for users who want stronger protection, more alerts, and deeper monitoring.
- Everything in FICO® Preferred, plus:
- Child Safety Monitoring
- 3 Bureau Daily Credit Monitoring & Alerts
- Enhanced Credit Monitoring
- Credit Score Tracker
- Real-Time Identity Alerts
- Application & Address Change Monitoring
- Fraud Resolution & Support Tools
$1 for 7 days, then standard monthly pricing applies
FICO® Ultimate (with Industry Scores)
Best for mortgage, auto, and high-intent applicants who want industry-specific lender scores.
- Everything in FICO® Advanced, plus:
- FICO® Industry Scores (Mortgage, Auto, Bankcard)
- FICO® Auto Score (2, 8)
- FICO® Bankcard Scores
- FICO® Score Simulator
- Advanced Credit Insights & Reporting
$1 for 7 days, then standard monthly pricing applies
Ready to see your real credit scores?
Access the exact scores lenders use before your next financial decision.
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