CreditChoice
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    Terms of Service

    Effective Date: April 2026

    These Terms of Service (“Terms”) govern your use of this website. By accessing or using this site, you agree to be bound by these Terms.

    Ownership and Operation

    CreditChoice is a brand operated by Fundja Capital LLC (“we,” “our,” or “us”). This website is an independent comparison and educational platform.

    We are not a lender, credit reporting agency, financial institution, or credit repair organization. We do not provide financial, legal, or credit repair services directly.

    Use of Website

    This website is intended for informational and educational purposes only. You agree to use this site lawfully and not for any fraudulent or harmful activity.

    No Financial or Legal Advice

    All content on this website is provided for informational purposes only and should not be considered financial, legal, or professional advice.

    You should consult with a qualified professional before making financial decisions.

    Third-Party Services

    This website contains links to third-party products and services. All services are provided directly by those third-party providers.

    We do not:

    • Process payments
    • Provide services directly
    • Manage customer accounts
    • Handle billing, disputes, or cancellations

    Any agreement you enter into is solely between you and the third-party provider.

    Service Responsibility Disclaimer

    All pricing, approvals, service terms, billing, refunds, and cancellations are determined exclusively by the third-party providers.

    We are not responsible for:

    • Service performance
    • Billing issues
    • Subscription management
    • Disputes or claims

    Affiliate Relationships

    We may have affiliate relationships with certain providers, including but not limited to IDIQ and related partners. This means we may earn a commission if you sign up through our links.

    These relationships do not influence our content, recommendations, or comparisons.

    No Guarantees

    We do not guarantee any specific outcomes, including but not limited to:

    • Credit score increases
    • Loan approvals
    • Financial results

    Individual results will vary based on personal circumstances.

    Intellectual Property and Trademarks

    All trademarks, logos, and brand names are the property of their respective owners.

    FICO® is a registered trademark of Fair Isaac Corporation.
    VantageScore® is a registered trademark of VantageScore Solutions, LLC.

    These entities are not affiliated with, endorsed by, or connected to this website.

    Limitation of Liability

    To the fullest extent permitted by law, Fundja Capital LLC and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

    • Your use of this website
    • Your reliance on information provided
    • Your interaction with third-party services

    Use of this website is at your own risk.

    Indemnification

    You agree to indemnify and hold harmless Fundja Capital LLC from any claims, damages, or liabilities arising from your use of this website or violation of these Terms.

    Changes to Terms

    We may update these Terms at any time without prior notice. Continued use of the website constitutes acceptance of any changes.

    Contact

    If you have any questions about these Terms, you may contact us through our Contact page.